Many older protection plans include a conversion option. What is it?

A conversion option, where a plan has one, may allow you to continue or change your cover without further medical underwriting. Not every plan has one, and what it allows depends on the terms of your own policy.

Do I need my paperwork?

Ideally, we’ll need the details of your existing plan so we can review it properly. If you don’t have them to hand, you can provide a Letter of Authority allowing us to contact your provider and ask for the information we need.

Will I have to change my plan?

No. A review is information, not a commitment. If leaving things as they are turns out to be the better option, we will tell you that. The decision always stays with you.

How long does a review take?

Once we have all the information we need, we can usually review your cover and come back to you quite quickly.

Is there a charge for a review?

No. There is no charge for reviewing your existing protection cover.

Are you tied to any particular company?

No. We work with all the main life companies, allowing us to compare the options available and find cover that best suits your needs.

Independent reviews of existing protection plans and pensions, across Ireland01 627 9495Part of

ReviewMyPlan.ieProtection & Pension Reviews

Protection plan reviews

Understandwhat your existingprotection plan offers.

Your protection plan was put in place to help protect you and your family if the unexpected happens. If your plan was taken out some time ago, it may include benefits, features or options worth understanding.

We’ll review your existing plan and explain, in plain English, what cover you have, how it works, and what options may be available to you.

Call 01 627 9495

Your plan. Your options. Your decision.

Your protection needs can change. It’s worth checking your plan still fits.

Brendan Kelly

CEO & Financial Advisor

QFA. RPA. SIA

25+ years experience

Important

Not every protection policy includes a conversion option — the ability to change or extend cover without applying for a completely new policy. Whether it applies, and when it can be used, depends on your policy terms. A review can help you find out. If a conversion option applies, it means you can convert your plan without any new medical evidence required.

Why review your plan?

Four good reasons to take another look

Your circumstances may have changed

Your protection needs today may be different from when you first took out your policy.

Your cover may be outdated

Older policies may not provide the same benefits or flexibility as more modern plans.

You may have a conversion option

Some protection policies include conversion options that may allow you to update your cover without new medical evidence, subject to the policy terms.

Get professional advice

We can review your existing policy and explain the options available to you.

How it works

3 simple steps

Review your existing policy

Send us what you have, or tell us who the policy is with. We’ll gather the details for you.

Check your options

We review your cover, check whether a conversion option applies, and identify anything that may no longer suit your needs.

Decide what’s right for you

We explain your options in plain language, with no pressure. The decision stays with you.

Protection plans

Why protection matters

Protection is invaluable. It helps provide financial security for you and your family if life takes an unexpected turn, giving peace of mind that the people who matter most are protected.

Tools and guides

More help with your protection plan

Life Cover Calculator

Our Life Cover Calculator gives you an indication of how much life cover you may need. Simply enter your monthly income, how many years you would like it protected for, and any existing life cover you already have. The calculator will then estimate the level of cover that could help protect your family financially.

The calculator opens in a new tab.

Open the Life Cover Calculator

Download our Protection Guide

Download our Protection Guide for a clear overview of your cover options and what to consider.

Download the guide

Frequently asked questions

Your questions, answered.

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Have an old protection plan? Let's review it.

One short conversation is usually enough to tell you whether your plan is worth keeping as it is, or worth changing.

Call 01 627 9495

ReviewMyPlan.ieProtection & Pension Reviews

Clear, independent reviews of existing protection plans and pensions, for people across Ireland.

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01 627 9495 info@financialplanner.ie

No. 3, The Mill, Celbridge,
Co. Kildare, W23 ED88

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ReviewMyPlan.ie is part of Financial Planner. Financial Planner Technology Limited t/a Ireland Insurance / Financial Planner, Irelandmortgages is regulated by the Central Bank of Ireland. Registered in Ireland, CRO No. 469031. No. 3, Office Block, The Mill, Celbridge, Co. Kildare, W23 ED88.

This website is for general information only and is not financial advice. Whether a conversion option, a pension transfer or any tax treatment applies to you depends on your own policy, your pension arrangement and your circumstances. Personal advice should be taken before making any decision.